From client intake and annual accounts to a complete financing dossier. Without evenings of typing.
Purchase of 2x electrically driven diamond drilling rigs (zero-emission equipment for infra works).
Zero-emission contracts with municipalities comfortably cover the operational lease obligation.
Why business finance applications take so much time today
You became a broker to help entrepreneurs move forward and close finance deals — not to type away administrative red tape.
Friday Afternoon Typing
Struggling for hours in Word templates after a busy week. Valuable advisory time disappears into administration.
Noise & Forgotten Details
Amounts and nuances quickly fade from memory. The entrepreneur remembers agreements differently afterwards.
Handover to Financier
The underwriter wasn't there and keeps asking remedial questions via email and phone about the substantiation.
Missing Audit Trail
No directly traceable proof of who stated what and when. In disputes, you are left empty-handed.
How it works in 4 simple steps
From parking lot to approved finance, without having to work a single evening.
Speak freely
Get in your car or sit at your desk after the meeting. Record for 3 to 10 minutes covering the client, financing purpose, and indicative numbers.
Sharp draft & quick review
DealPiloot structures your notes into a crisp draft report (v1.0). You verify the numbers, adjust nuances, and authorize in seconds.
Share securely with your client
Only after your sign-off do you send the secure web link to the entrepreneur, who verifies with a single click on 'Is this correct?'.
Financials & Advisor Memo
Client delivers documents? CreditPack models cash flow, ratios, and DSCR. You formulate your professional advisor opinion for a decision-ready file.
Two logical steps. One seamless process.
Use Light as standard for every intake meeting for maximum peace of mind and transparency. Upgrade with one click to CreditPack as soon as the annual financials are in and the deal goes definitively to financiers.
The Razor-Sharp Meeting Report & Intake
What it does do:
- Voice-first intake: Speak freely for 3-10 minutes in the car or at your desk.
- Instant structured report: Financing goal, indicative figures, observations, and context.
- Advisor in the driver's seat: AI proposes, you authorize. Edit numbers or wording in seconds; nothing reaches the client without your explicit sign-off.
- Checklist of required documents: The client immediately knows which financials and records to supply.
- Client version with 'Is this correct?' link: Entrepreneur approves with one click, eliminating misunderstandings.
- Read-only lock & source labels: Strict separation between client statements and advisor opinion.
Duty of care assurance:
A watertight audit trail and immediate written alignment with the entrepreneur, without spending evening hours typing up administrative notes.
Financial Statement Analysis & Loan Application
What it adds:
- Upload annual accounts & bank statements: Automatic extraction of balance sheet, P&L, and cash transactions.
- Clean free cash flow: Normalization for management compensation and one-off items.
- Actual repayment capacity (DSCR): Current and post-funding debt service calculated to banking standards.
- Collateral & security analysis: Pledges, mortgages, and government-backed guarantees (BMKB equivalent).
- Bank-ready credit memorandum: Structured specifically for commercial bank and alternative lender underwriting.
- Your expert advisor opinion: balance sheet and cash flow calculated to EBA standards, with your independent professional judgment as the decisive factor.
The result:
No remedial queries or ping-pong emails from credit analysts. Directly a complete and actionable financing memorandum on the underwriter's desk.
What the client stated, what the figures prove, and what you advise: strictly separated
Every dossier firmly separates client declarations, verified annual statements, and the independent opinion of the advisor. No black box, no hallucinations, but fully traceable data in a secure environment.
Built from credit practice. Independent of financiers.
Not an anonymous software tool, but designed by professionals with deep experience in commercial credit underwriting and enterprise architecture.
Mark van Asten
Co-Founder & Head of Product
“Advisors should structure financing and help healthy businesses grow — not waste their evenings on Word templates and remedial underwriter queries.”
Salim Bayat
Co-Founder & Head of Engineering
“In credit environments, reliability is not an accident; it is architecture. We build with zero-trust principles, strict data isolation, and zero model training.”
Clear answers for brokers
Yes! Whether it's an initial introduction for refinancing, a real estate investment, or a working capital facility. The system automatically recognizes the finance goal and adjusts the categorization immediately.