Built by credit professionals,
driven by independence.
From administrative sluggishness to forensic rhythm
“Brokers are supposed to structure deals and help entrepreneurs move forward — not waste their Friday afternoons on Word templates and remedial questions from risk analysts.”
Administrative Noise
Valuable advisory hours disappeared into typing out meeting reports and recalculating annual financials.
Voice-First Intake
A spoken memo right after coffee contains 100% of the context. Software should structure it, not humans.
Banking Rhythm
Within 60s, an entrepreneur's approval via 'Is this correct?' and a calculated memorandum as soon as the figures are in.
The 4 Pillars Beneath Every DealPiloot File
No vague marketing promises, but concrete guarantees embedded in our software architecture.
1. Independence First
We are not a bank and do not sell our own loans. We receive no commissions or kickbacks from financiers. Our interest is 100% aligned with that of the broker.
2. Forensic Precision
No vague AI hallucinations in financial data. Every extracted number has a clickable source reference to the underlying PDF annual report or bank statement.
3. Dutch Soil
Our logic is specifically tailored to the Dutch finance landscape: Chamber of Commerce holding structures, government-backed loans (BMKB), and the acceptance frameworks of Dutch financiers.
4. Privacy & Sovereignty
Cryptographic audio purge within 24 hours and 100% Zero Model Training guarantee on confidential client data. End-to-end encryption in EU datacenters.
Banking Credit Logic Meets Enterprise Software Engineering
DealPiloot was founded by Mark van Asten and Salim Bayat around a shared conviction: commercial lending advisory deserves software with genuine banking rigor and enterprise-grade resilience.
Mark van Asten
With over 15 years of corporate track record across commercial lending, credit decisioning engines, risk models, and lending flows, Mark van Asten recognized an entrenched structural bottleneck across the financial advisory market:
This rare fusion of financial product management, credit decision architecture, and modern software engineering forms the foundation of DealPiloot and Verne AI in Utrecht: combining deep domain expertise in banking credit models, EBA guidelines, DSCR stress testing, and complex holding structures with cutting-edge AI-native engineering. No black boxes or hallucinations, but 100% verifiable source data, sovereign data isolation, and relentless banking precision.
Salim Bayat
As Co-Founder and Head of Engineering, Salim Bayat anchors the architectural and technological foundations of DealPiloot and Verne AI. Bringing decades of senior software engineering experience across large enterprises, tier-1 banking institutions, and complex financial environments, he transforms credit domain complexities into robust, audit-proof systems:
Salim architected the robust, resilient data extraction and analysis pipelines driving DealPiloot: from asynchronous voice processing to deterministic financial statement parsing and sovereign per-tenant cloud isolation. His deep expertise in Java enterprise ecosystems, cryptographic standards, and regulatory compliance ensures DealPiloot meets the strictest requirements of boutique advisors and tier-1 banks alike.
Built from practice, powered by technology
DealPiloot is an initiative of Verne AI. Our team combines deep knowledge of credit assessment, financial language models, and cloud architecture.
Credit Analysis & Underwriting
Development of the 5D Credit-Readiness Framework, EBITDA normalizations, and cash flow stress tests conforming to Dutch banking standards.
Financial NLP & Speech Technology
Advanced speech processing trained on Dutch financial terminology, Chamber of Commerce holding structures, and business context.
Software Architecture & Security
Scalable enterprise architecture with sub-second API responses, strict data isolation, and end-to-end encryption.
Governance & AI Act Compliance
Ensuring responsible AI architecture, cryptographic audio purge, and 100% Zero Model Training guarantee compliant with GDPR and the EU AI Act.
Tailored to the Dutch finance landscape
DealPiloot is 100% independent. Our files and ratios are structured in accordance with the generally accepted acceptance standards of the main forms of finance in the Netherlands:
Dutch Major Banks
Current account facilities, business loans, and BMKB government-backed loans.
Equipment Lease Companies
Asset finance, depreciation rates, residual value risk, and equipment leasing.
SME Credit Funds & Direct Lenders
Working capital facilities, debtor finance, and flexible growth facilities.
Real Estate Financiers & Crowdfunding
Commercial real estate, Loan-to-Value (LTV) testing, rental income coverage, and stacked finance.

