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Light & CreditPack:Discover how it works

Mission & Origin

Built by credit professionals,
driven by independence.

We believe that finance brokers and relationship managers should help entrepreneurs grow — not get bogged down for hours in administrative noise, Word templates, and remedial questions from risk analysts.

The Origin Story

From administrative sluggishness to forensic rhythm

“Brokers are supposed to structure deals and help entrepreneurs move forward — not waste their Friday afternoons on Word templates and remedial questions from risk analysts.”
01 // The Pain

Administrative Noise

Valuable advisory hours disappeared into typing out meeting reports and recalculating annual financials.

02 // The Insight

Voice-First Intake

A spoken memo right after coffee contains 100% of the context. Software should structure it, not humans.

03 // The Solution

Banking Rhythm

Within 60s, an entrepreneur's approval via 'Is this correct?' and a calculated memorandum as soon as the figures are in.

Our Core Values

The 4 Pillars Beneath Every DealPiloot File

No vague marketing promises, but concrete guarantees embedded in our software architecture.

1. Independence First

We are not a bank and do not sell our own loans. We receive no commissions or kickbacks from financiers. Our interest is 100% aligned with that of the broker.

2. Forensic Precision

No vague AI hallucinations in financial data. Every extracted number has a clickable source reference to the underlying PDF annual report or bank statement.

3. Dutch Soil

Our logic is specifically tailored to the Dutch finance landscape: Chamber of Commerce holding structures, government-backed loans (BMKB), and the acceptance frameworks of Dutch financiers.

4. Privacy & Sovereignty

Cryptographic audio purge within 24 hours and 100% Zero Model Training guarantee on confidential client data. End-to-end encryption in EU datacenters.

Founders & Vision

Banking Credit Logic Meets Enterprise Software Engineering

DealPiloot was founded by Mark van Asten and Salim Bayat around a shared conviction: commercial lending advisory deserves software with genuine banking rigor and enterprise-grade resilience.

Mark van Asten — Co-Founder & Head of Product

Mark van Asten

Co-Founder & Head of Product

Part of Verne AI • UtrechtView LinkedIn Profile
Domainediepte & Kredietarchitectuur

Mark van Asten

With over 15 years of corporate track record across commercial lending, credit decisioning engines, risk models, and lending flows, Mark van Asten recognized an entrenched structural bottleneck across the financial advisory market:

“Financial advisors and credit underwriters should be structuring deals and accelerating business growth. Instead, a large share of their valuable time evaporates into Word templates, manual EBITDA adjustments, fragmented document trails, and endless back-and-forth from risk committees.”

This rare fusion of financial product management, credit decision architecture, and modern software engineering forms the foundation of DealPiloot and Verne AI in Utrecht: combining deep domain expertise in banking credit models, EBA guidelines, DSCR stress testing, and complex holding structures with cutting-edge AI-native engineering. No black boxes or hallucinations, but 100% verifiable source data, sovereign data isolation, and relentless banking precision.

✓ 15+ Years Credit Decisioning & Product Management✓ Credit Models & Lending Flows✓ 100% Verifiable Source Data
Salim Bayat — Co-Founder & Head of Engineering

Salim Bayat

Co-Founder & Head of Engineering

Part of Verne AI • UtrechtView LinkedIn ProfileSecurity Champion
Enterprise Engineering & Zero-Trust

Salim Bayat

As Co-Founder and Head of Engineering, Salim Bayat anchors the architectural and technological foundations of DealPiloot and Verne AI. Bringing decades of senior software engineering experience across large enterprises, tier-1 banking institutions, and complex financial environments, he transforms credit domain complexities into robust, audit-proof systems:

“In financial decision systems, reliability is not an afterthought—it is architecture. As a Security Champion, I design platforms that effortlessly withstand the most rigorous banking audits through zero-trust principles and uncompromising privacy-by-design.”

Salim architected the robust, resilient data extraction and analysis pipelines driving DealPiloot: from asynchronous voice processing to deterministic financial statement parsing and sovereign per-tenant cloud isolation. His deep expertise in Java enterprise ecosystems, cryptographic standards, and regulatory compliance ensures DealPiloot meets the strictest requirements of boutique advisors and tier-1 banks alike.

✓ Security Champion & Enterprise Architect✓ Banking & Enterprise IT Pedigree✓ Zero-Trust & Sovereign Data Isolation
Credit & Technical Expertise

Built from practice, powered by technology

DealPiloot is an initiative of Verne AI. Our team combines deep knowledge of credit assessment, financial language models, and cloud architecture.

Methodology & Ratios

Credit Analysis & Underwriting

Development of the 5D Credit-Readiness Framework, EBITDA normalizations, and cash flow stress tests conforming to Dutch banking standards.

Core Competency✓ Active
Voice-First Processing

Financial NLP & Speech Technology

Advanced speech processing trained on Dutch financial terminology, Chamber of Commerce holding structures, and business context.

Core Competency✓ Active
API & Cloud Engineering

Software Architecture & Security

Scalable enterprise architecture with sub-second API responses, strict data isolation, and end-to-end encryption.

Core Competency✓ Active
Legal & Privacy

Governance & AI Act Compliance

Ensuring responsible AI architecture, cryptographic audio purge, and 100% Zero Model Training guarantee compliant with GDPR and the EU AI Act.

Core Competency✓ Active
Market Alignment

Tailored to the Dutch finance landscape

DealPiloot is 100% independent. Our files and ratios are structured in accordance with the generally accepted acceptance standards of the main forms of finance in the Netherlands:

Dutch Major Banks

Current account facilities, business loans, and BMKB government-backed loans.

✓ Formal standardization

Equipment Lease Companies

Asset finance, depreciation rates, residual value risk, and equipment leasing.

✓ Formal standardization

SME Credit Funds & Direct Lenders

Working capital facilities, debtor finance, and flexible growth facilities.

✓ Formal standardization

Real Estate Financiers & Crowdfunding

Commercial real estate, Loan-to-Value (LTV) testing, rental income coverage, and stacked finance.

✓ Formal standardization
DealPiloot

Want to experience how DealPiloot strengthens your advisory firm?

Schedule a personal introduction with our founders or instantly test your first 5 files for free.